CUSCAL LIMITED SUPER TRANSITION

Optimal super outcomes do not happen by accident, there are steps to take and informed decisions you must make.

Cuscal Limited is enhancing the way super is managed as part of its employee remuneration offering. By leveraging its bargaining power, Cuscal Limited has secured a more cost-effective and functionally superior super solution for employees.

SuperWiser (owned and operated by Super Simpler Pty Ltd) has been engaged to facilitate the transition from NGS Super to Colonial First State and also provide ongoing support, education, and advice to help employees make more informed decisions to optimise the value of their super benefit.

COMMON MISTAKES

One of the most common mistakes people make with super is simply remaining unaware of the strategies available to optimise it.

To manage your super effectively, you need to understand how it works and make informed, strategic decisions. Wealth does not happen by accident. Successful individuals actively manage their assets using deliberate and strategic approaches. Whether it is consistent saving, property investment, or super optimisation, the key is taking action.

Even if you may have built up a sizeable super balance so far by not paying much attention, there is a good chance it could be significantly higher had you been more aware of available optimisation strategies.

OPTION TO TRANSITION

  • Choose to transition your super balance with NGS Super and all future contributions to Colonial First State.

     

  • Complete the Standard Choice form and return it to Payroll.

     

  • Once you receive your new account number from Colonial First State, complete the Rollover form.
  • Email your completed Rollover form to yoursuper@superwiser.com.au or post to:  

SuperWiser
PO Box 7259
Cloisters Square
Perth, WA 6000

IMPORTANT TO NOTE

  • Transfer of your super balance with NGS Super will not occur until Colonial First State advises your new account number, which will happen on receipt of your first contribution.
     
  • Any existing insurance with NGS Super will remain in force until the transfer of your super balance to Colonial First State, at which point it will cease.

     

  • Access to limited advice at an affordable price to further optimise your super asset will become available once the transfer of your super balance from NGS Super to Colonial First State is complete. You will receive more information about this at the appropriate time.

     

  • If you have questions, contact SuperWiser on 1800 467 467 or email yoursuper@superwiser.com.au 

OPTION TO OPT OUT

  • You can choose to opt out of transitioning over to the new employer default plan. 
     
  • Complete a Standard Choice form nominating your personal choice of product and return it to payroll@cuscal.com.au by Friday 25 July 2025.

IMPORTANT TO NOTE

  • If you do not opt-out (by submitting a Standard Choice form by Friday 25 July 2025), you will automatically be set up with a new super account with Colonial First State with all future contributions paid there.

     

  • Cuscal Limited encourages you to make an informed choice. If you have questions, contact SuperWiser on 1800 467 467 or email yoursuper@superwiser.com.au 

MORE INFORMATION

Need more information?

Let us know your preferred method for further contact by completing a short survey. It will only take a minute. 

Alternatively, you can email Cuscal Limited at payroll@cuscal.com.au, and they can pass on your request for more information to us.