Overview

The services offered via SuperWiser are presented in a series of steps which involve us collecting information about your current super strategy, running it through our market leading actuarial algorithm projection tool and comparing it against other participating super product arrangements and optimisation strategies. 

The free services offered by SuperWiser have been designed to assist you in understanding what income in retirement your current super strategy is projected to provide you with and give you an indication if there are opportunities to improve on this figure. 

You can then decide whether to purchase Initial Super Optimisation Advice and Strategic Updates which will require one-off upfront payments via credit card (Visa, Master Card, PayPal). There are no hidden fees or trail commissions.

Step 1 – Review Your Super – Free

You answer some questions and then authorise us to liaise with your current super provider so we can collect exact data relevant to your current super arrangement.

Step 2 – Evaluate Your Current Super Strategy – Free

We then run your data through our actuarial algorithm and provide you with a general indication of the potential dollar value difference of your projected income in retirement based on your current strategy compared to an optimised super strategy.

You are now more informed about your options and can decide whether purchasing Initial Super Optimisation Advice would be in your best interest. 

Step 3 – Initial Super Optimisation Advice – One Off, Fixed Price $220* inc GST

You will be taken through a process of establishing some long-term super goals and provided with a recommended super optimisation strategy specific for your circumstances.

You will have the option to play around with some of the recommended variables and see the dollar value impact they make to your projected income in retirement figure.

Once you confirm your initial super optimisation strategy you will be guided through a step by step implementation process. On completion you will receive a set of performance parameters and target milestones to help you easily monitor progress going forward.

Step 4 – Strategic Updates – One Off, Fixed Price $110 inc GST

Optimising your super is not a set-and-forget exercise. It requires considered and consistent, active management throughout your career.

Your future super balance and subsequent retirement income correlate directly to the decisions you make (or fail to make) every year in the workforce.

SuperWiser automatically notifies you to review your super and will recommend strategic updates to your super strategy in alignment with your goals and objectives and as market conditions dictate. 

Targets & Estimates

You should note that the figures shown are considered projections, targets and estimates only, which are based on certain assumptions and, while they take into account most of your circumstances, they cannot take into account all of your individual personal circumstances. They must not be regarded as guaranteed or relied upon as a basis for entering binding obligations or incurring expense. 

It should be noted that past performance is not necessarily indicative or a guarantee of future performance.

Additional Information

• The law relating to super (including concessional contributions limits) is subject to change by the Commonwealth Government.
• If information on which we base our recommendations is incomplete or inaccurate, before acting on advice you should consider the appropriateness of the advice in regard to your objectives, financial situation, and needs.

* Discount may apply in some circumstances.

Updated – December 2024