To put the importance of your super in perspective, you are now in the homeward stretch toward retirement. Hopefully, you have a healthy amount of super accumulated so far.

Now more than ever, it is imperative to actively engage with your super and consider how to optimally manage it as you progress through this next stage before retirement.

The shorter your time horizon left in the workforce, the greater the need for the right balance between growing and protecting what you have already accumulated.

A financially secure retirement is the end result of effective pre-retirement super planning.


The first step to optimally manage your super is to review your current strategy, determine if any risks could significantly diminish your asset, and update accordingly.  

Some key points to note are:

  • MySuper is a default strategy, not an optimisation strategy (there is a difference).


  • Anyone currently invested in the MySuper investment default or any investment exposed to growth assets can benefit from discussing their super strategy with a knowledgeable source.


  • An actively managed investment strategy is necessary to protect your accumulated super asset.


  • For those currently 60 years or older, a transition to retirement strategy could boost your super by paying less tax and salary-sacrificing more while on the same cash flow.


Visit and register to complete your free super review. 

Alternatively, call 1800 467 467 to speak directly to an adviser.

This document was prepared and issued by Super Simpler Pty Ltd (ABN 74 150 240 421) a privately-owned company operating as a Corporate Authorised Representative (CAR No. 468 201) of AXIS Financial Group Pty Ltd (ABN 21 092 889 579, AFSL 233 680). The information contained within it is not advice. It provides general information only and does not take into account your individual objectives, financial situation or needs. You should assess whether the information is appropriate for you and consider talking with your financial adviser before making an investment decision. Information in this publication, which is taken from sources other than Super Simpler, is believed to be accurate. However, subject to any contrary provision in any applicable law, neither Super Simpler, nor its employees and directors, provide any warranty of accuracy or reliability in relation to such information or accepts any liability to any person who relies on it.