Your super is at the beginning stages of becoming a significant asset to support your future lifestyle in retirement. 

The time horizon until you can access your super may seem quite long, but ask anyone older than you, and they will tell you that time passes all too quickly and that gaining wisdom, engaging with your super and ensuring you manage it effectively throughout your career is essential for optimal outcomes.  

To give you some perspective (as a rough estimate), if you are currently employed full time, earning reasonable money but neglect to manage super as a wealth creation asset, your contributions, less fees plus investment returns, may provide you with around $500k of super at age 67.

This figure may sound quite good, but if you actively engage with your super and manage it effectively as a personal asset throughout your career, this figure can increase by around 20% to 40%

The difference is quite significant and worth taking the time to investigate further.


Simply put, super is a savings plan used to invest in global markets to try and maximise your return.

Some key points to note are:

  • Super is your money, and you must take action to manage it appropriately.
  • Passive investing (i.e. sitting in a default investment option for 40 years) will not optimise your asset.


  • Super product providers do not offer personal advice to help you optimise your super. Their advice is general and always limited to their own products.


  • If you need assistance with managing your super as a wealth creation asset, engage with an appropriate service provider that can help you make fully informed decisions specific to your circumstances.


Visit and register to complete your free super review. 

This document was prepared and issued by Super Simpler Pty Ltd (ABN 74 150 240 421) a privately-owned company operating as a Corporate Authorised Representative (CAR No. 468 201) of AXIS Financial Group Pty Ltd (ABN 21 092 889 579, AFSL 233 680). The information contained within it is not advice. It provides general information only and does not take into account your individual objectives, financial situation or needs. You should assess whether the information is appropriate for you and consider talking with your financial adviser before making an investment decision. Information in this publication, which is taken from sources other than Super Simpler, is believed to be accurate. However, subject to any contrary provision in any applicable law, neither Super Simpler, nor its employees and directors, provide any warranty of accuracy or reliability in relation to such information or accepts any liability to any person who relies on it.