WHY OPTIMISE SUPER?
First and foremost, super is your money.
How well or poorly you manage it as a wealth creation strategy is up to you.
For optimal performance, super (like most financial assets) needs the right decisions made at the right time and sometimes requires professional advice.
The main reason why super should be optimised is that it is in your best interest financially to do so.
As the finish line to retirement gets closer, it is imperative to strike the right balance between growth and defensive strategies.
Individuals in your age group, not focused on cost, contribution and overall investment strategy, risk finishing in a financially weaker position than possible.
From age 60, the opportunity to use a transition to retirement strategy becomes available. Depending on your circumstances, you can maintain your existing cash flow, salary sacrifice more into super, save on tax and increase your super balance.
Review our recent Super Essentials publication on Lost Opportunities.
Expert Advice & Service
Super can seem complicated, especially if you are not a financial professional.
The SuperWiser client portal provides access to affordable, expert advice and service specifically focused on assisting you with better managing your super towards a superior outcome. It helps you make informed decisions and avoid common mistakes.