Super is a fundamental element within your remuneration benefits package. It is a personal asset designed to safeguard your financial well-being during retirement.

Engagement with super is integral if it is to be optimised and achieve long-term wealth creation objectives. 

Optimisation Calculations

The easiest way to understand the benefit of optimising your super is to look at some calculations of projected income in retirement across various scenarios and compare the outcomes.  


Fully Optimised –  All aspects of an individual’s super strategy is appropriate for their personal situation. Tactical updates to strategy to optimise super asset for retirement are made regularly as circumstances and market conditions dictate.

Partially Optimised –  Some aspects of an individual’s super strategy are appropriate for their personal situation. Some informed strategic decisions to optimise super asset for retirement in relation to investment and choice of super product have been made. 

Not Optimised –  There has been no personalisation of an individual’s super strategy. No informed strategic decisions have been made to optimise super asset for retirement. They are invested in the basic MySuper, one-size-fits-many, default option.

This document was prepared and issued by Super Simpler Pty Ltd (ABN 74 150 240 421) a privately-owned company operating as a Corporate Authorised Representative (CAR No. 468 201) of AXIS Financial Group Pty Ltd (ABN 21 092 889 579, AFSL 233 680). The information contained within it is not advice. It provides general information only and does not take into account your individual objectives, financial situation or needs. You should assess whether the information is appropriate for you and consider talking with your financial adviser before making an investment decision. Information in this publication, which is taken from sources other than Super Simpler, is believed to be accurate. However, subject to any contrary provision in any applicable law, neither Super Simpler, nor its employees and directors, provide any warranty of accuracy or reliability in relation to such information or accepts any liability to any person who relies on it.