Common Super Mistakes


In the wise words of Socrates, “You don’t know what you don’t know”.

To optimise (as opposed to minimise) your super, you must identify the mistakes made in the first half of your journey towards retirement and correct course.


Your super is likely to be one of your largest financial assets. Relying on marketing slogans and general information to base important decisions on is not advisable. It needs appropriate attention and sometimes requires personalised professional advice.

Super mistakes that can be costly involve:  

  • Not understanding that MySuper is a default investment strategy (i.e. a one-size-fits-many strategy).
  • Not realising the importance of making additional contributions (i.e. salary sacrifice). 
  • Not making an informed assessment about insurance cover held within super, resulting in being either over-insured or under-insured.


The SuperWiser client portal helps you review your super, identify mistakes and take steps to correct them. If you are not already registered, click to start your free Super Review

Alternatively, call 1800 467 467 to book an obligation-free 30-minute chat with an Adviser or email

This document was prepared and issued by Super Simpler Pty Ltd (ABN 74 150 240 421) a privately-owned company operating as a Corporate Authorised Representative (CAR No. 468 201) of AXIS Financial Group Pty Ltd (ABN 21 092 889 579, AFSL 233 680). The information contained within it is not advice. It provides general information only and does not take into account your individual objectives, financial situation or needs. You should assess whether the information is appropriate for you and consider talking with your financial adviser before making an investment decision. Information in this publication, which is taken from sources other than Super Simpler, is believed to be accurate. However, subject to any contrary provision in any applicable law, neither Super Simpler, nor its employees and directors, provide any warranty of accuracy or reliability in relation to such information or accepts any liability to any person who relies on it.